Planning to buy a property in the UAE? Whether it’s your first property or you’re moving to a new neighborhood, figuring out the whole mortgage thing can feel like a maze. At WeSetupBusiness, we’re not just ticking boxes or handing out cookie-cutter advice. We’re here to find your best-fit mortgage UAE and guide you every step of the way.
We’ve got deep local knowledge and solid relationships with both UAE and international lenders. That means we’ll hunt down competitive rates, explain all the fine print, and help you avoid the usual headaches. Our job? To make the process smooth, quick, and way less stressful.
We start by getting to know you, your income, your plans, and what kind of property feels like “home.” Then we match you with a mortgage UAE solution that fits, not just on paper, but in real life. No puzzles, just a straightforward path to owning your home.
We’ll also help you prep the right documents, understand the approval process, and stay ahead of important deadlines. Whether it’s a villa in Dubai or an apartment in Abu Dhabi, we make sure your journey to homeownership is built on confidence and trust.
Owning a home in the UAE isn’t just a dream anymore; it’s 100% accessible now. With flexible, realistic financing options available, getting a value-added plan that fits your budget and lifestyle with ease. Tired of rent going down the drain every month? Let’s turn those payments into an investment with a clear plan and the right mortgage to match.
And the good news is that you don't have to have millions in the bank to start. With the right guidance, you might be able to get up to 80-85% financing based on your profile.
If you're exploring options in the UAE, you'll likely hear about two common paths: conventional and Islamic mortgages.
Conventional loans are your typical loan setup; you borrow from the bank and pay it back with interest. Simple and straightforward.
Islamic loans work differently. Instead of charging interest (which isn’t allowed under Islamic finance), the bank actually buys the property and leases it to you. You make fixed payments over time, and eventually, it’s all yours.
Fixed-rate mortgages give you security; your rate is locked in for a period of time, so your monthly payment will not be a surprise to you.
Variable-rate mortgages can go up or down with the market. If rates drop, you save. If they rise, your payments could too. It’s a bit of a gamble, but it might be worth it depending on your risk comfort.
Up to 85% financing for properties under AED 5 million. For anything above that, the max drops to 70%. You can get up to 80% if the property’s value is AED 5 million or less. Above that? You’ll need to put down at least 35%.
Expect to pay at least 50% upfront. That’s just how it works in the off-plan world.
There’s no need to get lost in paperwork or stuck negotiating with banks. We’re here to simplify everything, answer your questions (no matter how small), and get you through the process with clarity and confidence.
Your new home is waiting. Let’s get you there, the smart way.
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