Personal Banking Options

A personal bank account in the UAE is essential for managing your finances, whether it’s receiving your salary or handling daily expenses.
Choosing the right account is key. Consider factors like the proximity of branches and ATMs, account features, maintenance fees, and added benefits.
If you're opening a personal account in Dubai, you have plenty of options. With online banking and mobile apps, managing your finances is easier than ever—shop and control your money on the go.

Current Account

A current account is a popular choice for UAE residents seeking a personal bank account. It offers convenience and access to numerous benefits, including a free debit card, checkbook, and easy cash withdrawals at ATMs across the UAE. You can also set up direct debits for bills and shop online with ease.

Saving Account

A savings account lets you earn interest while saving money, though it comes with more restrictions. Withdrawals are limited, and penalties apply for early transactions. It’s ideal for those who prefer to save without needing frequent access to their funds.

Get Quote

Documents Required to Open a Personal Bank Account in UAE

To open a personal bank account in the UAE, you need to meet these requirements:

Be at least 18 years old
Be a UAE resident with a valid Emirates ID

*Some banks may also require

A minimum monthly salary of AED 5,000
A minimum account balance to avoid fees

At WeSetupBusiness, we make opening a personal bank account in the UAE simple. Our experts guide you through every step, ensuring you meet all requirements and find the perfect account for your needs.

We’re committed to making managing your finances easy. Whether you're a resident or newcomer, our services are tailored to fit your needs. We handle the paperwork so you can enjoy the benefits of your new account.

With WeSetupBusiness, you get more than just an account. We offer ongoing support and advice, helping you navigate banking regulations and manage your finances smoothly.z

Frequently asked questions

After you submit all the required documents to the bank for verification, it mostly takes 2 to 3 working days for opening a bank account in Dubai, UAE.

Yes, there are some banks that provide you option to open a zero balance account without needing you to keep a certain amount in your account.

Yes, you can open a joint account in the UAE that offers several benefits. However, both parties in the joint account must be physically present in the UAE with valid visa and Emirates ID.